Documentation
Financial platform

Operate PayCA Cards: Secure Issuing & Spending Made Simple.

Explore the full OpenAPI surface, study fund, fee, and webhook flows, and ship compliant financial integrations without guesswork.

Production-ready reference

Every endpoint, parameter, and response shape. Optimized for auditors, engineers, and ops specialists.

Open API reference →

Operational playbooks

Understand how funds travel through mirror, card, and revenue accounts with real payloads and ledger entries.

Jump to guides →

Sandbox walkthroughs

Replay card lifecycles and webhook deliveries locally using the sandbox tooling that mirrors production.

Test webhooks →

Latest guides

Short, structured articles that explain how we move funds, recognise revenue, and keep users in sync.

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Guide • Updated 09 Jul 2025

Sandbox Playbook

Use PayCA’s sandbox to simulate card spend, fees, and webhook retries before you ship to production.

Guide • Updated 08 Jul 2025

Getting Started With PayCA

Spin up credentials, configure environments, and make your first PayCA API calls in less than an hour.

Guide • Updated 07 Jul 2025

Webhook Handling Patterns

Verify signatures, store payloads idempotently, and replay missed deliveries with confidence.

Guide • Updated 06 Jul 2025

Programme Entities

Understand the objects exposed through the PayCA API so you can organise users, cards, balances, and event streams.

Guide • Updated 05 Jul 2025

Moving Funds & Reconciliation

Move money between your tenant balance and user wallets, then confirm activity with API responses and webhooks.

Guide • Updated 04 Jul 2025

Fees & Revenue Recognition

Track fees surfaced through PayCA APIs and webhooks so finance teams can reconcile revenue accurately.

Guide • Updated 03 Jul 2025

API Authentication & Request Hygiene

Understand headers, idempotency keys, pagination, and error handling conventions for every PayCA endpoint.

Guide • Updated 02 Jul 2025

Go-Live Runbook

Coordinate engineering, finance, and support for a smooth transition from sandbox to production.

Guide • Updated 02 Jan 2024

User Lifecycle & Control Flows

End-to-end reference for creating users, managing their accounts and cards, and enforcing status-driven controls across PayCA APIs.

Guide • Updated 01 Jan 2024

User Onboarding Checklist

Provision, fund, and monitor new users with predictable KYC, card issuance, and liquidity workflows.