Documentation
Financial platform

Operate PayCA Cards: Secure Issuing & Spending Made Simple.

Explore the full OpenAPI surface, study fund, fee, and webhook flows, and ship compliant financial integrations without guesswork.

Production-ready reference

Every endpoint, parameter, and response shape. Optimized for auditors, engineers, and ops specialists.

Open API reference →

Operational playbooks

Understand how funds travel through client/user accounts, cards, and revenue wallets with real payloads and ledger entries.

Jump to guides →

Sandbox walkthroughs

Replay card lifecycles and webhook deliveries locally using the sandbox tooling that mirrors production.

Test webhooks →

Latest guides

Short, structured articles that explain how we move funds, recognise revenue, and keep users in sync.

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Guide • Updated 13 Feb 2026

Reloading BIN Fee Cache

How to refresh the in-memory BIN fee cache on workers without a restart.

Guide • Updated 12 Feb 2026

API Authentication & Request Hygiene

Understand headers, idempotency keys, pagination, and error handling conventions for every PayCA endpoint.

Guide • Updated 12 Feb 2026

Apple & Google Pay Tokenization

Enable wallet-ready BINs, start tokenization, and process webhook OTP payloads for wallet attachment.

Guide • Updated 12 Feb 2026

Fees & Revenue Recognition

Track fees surfaced through PayCA APIs and webhooks so finance teams can reconcile revenue accurately.

Guide • Updated 12 Feb 2026

Getting Started With PayCA

Spin up credentials, configure environments, and make your first PayCA API calls in less than an hour.

Guide • Updated 12 Feb 2026

Go-Live Runbook

Coordinate engineering, finance, and support for a smooth transition from sandbox to production.

Guide • Updated 12 Feb 2026

Money Movement Overview

A client-facing map of how money moves across cards, master accounts, and fee entries.

Guide • Updated 12 Feb 2026

Moving Funds & Reconciliation

Operate card liquidity from master accounts and reconcile every balance movement with webhook evidence.

Guide • Updated 12 Feb 2026

Programme Entities

Understand the core objects exposed through the PayCA API for master-account integrations.

Guide • Updated 12 Feb 2026

Sandbox Playbook

Use PayCA sandbox to simulate card spend, fees, and webhook retries before production launch.

Guide • Updated 12 Feb 2026

Webhook Balance Effects

Exact webhook types, payload fields, and expected balance impact on master accounts and cards.

Guide • Updated 12 Feb 2026

Webhook Handling Patterns

Verify signatures, store payloads idempotently, and replay missed deliveries with confidence.